ANNE ARUNDEL, CALVERT, CHARLES, ST. MARY’S & PRINCE GEORGE’S COUNTIES.
Commercial & Business Debt | Haskell & Dyer
When One Business Will Not Pay Another, Your Cash Flow Pays the Price.
A business that owes you can stall your operations for months. We handle commercial collections so you can keep running while we pursue the balance.
The Ripple Effect
Their unpaid balance becomes your problem downstream.
When a customer pays you late, the damage does not stop with you. Research on B2B payments found that about 42% of U.S. firms struggle to meet their own obligations when customers pay late, and around 40% slow payments to their own suppliers in response. One unpaid account can force you to stretch your own vendors and payroll.
What This Costs You
A Stalled Account Stalls Everything
Commercial debt is rarely just a number on a report. It is working capital you needed and planned around.
The Problem
Months of Frozen Cash Flow
When another business sits on what it owes you, that money is not earning, paying, or growing anything. It is frozen. Weeks become months, and a single large open account can throw off your ability to pay vendors, make payroll, and take on new work.
The Solution
You Keep Running. We Pursue It.
You should not have to choose between running your business and chasing a debtor. We take the collection off your plate and handle the commercial matter end to end, so you stay focused on operations while we pursue the balance with the tools of a law firm.
By the Numbers
The Cost of Late B2B Payment
Commercial late payment is not background noise. It changes how businesses hire, invest, and pay their own bills.
42%
of U.S. firms struggle to meet obligations when customers pay late
2025 AR research
40%
slow payments to their own suppliers in response
2025 AR research
~43 days
average wait to be paid on a B2B invoice
2025 B2B payment reporting
What We Pursue
The Commercial Debts We Handle
If another business owes yours, we can likely help you recover it.
Vendor accounts
Trade debt
Open accounts
Unpaid B2B services
Supply and goods balances
Demand through enforcement
Attorney Insight
When one business stops paying another, it's rarely just your problem. That unpaid balance forces you to stretch your own vendors and payroll. Collecting it isn't about being aggressive. It's about protecting everything downstream of that money.
Matthew J. Dyer, Esq.
The Law Offices of Haskell & Dyer
A Closer Look
Why Commercial Collection Is Its Own Skill
Collecting from a business is different from collecting from an individual. The debtor may have multiple entities, assets held in different names, and a controller whose job is to delay your payment as long as possible. A polite reminder rarely changes that. What changes it is a credible signal that you are prepared to sue and enforce.
The numbers explain why so many businesses get stuck. Recent accounts-receivable research found that when customers pay late, about 42% of U.S. companies struggle to meet their own financial obligations, and roughly 40% respond by slowing payments to their own suppliers. That is the ripple: one frozen account spreads outward through an entire chain of businesses. Collecting your balance is not just about your books. It protects everyone you owe in turn.
We handle the commercial matter so you do not have to. We confirm the debt and the right corporate parties, send a demand that carries real weight, and move to suit and enforcement when a debtor keeps stalling. Because we are a law firm, the debtor knows the next step is a courtroom, not another invoice. That shifts the advantage back to you, where it belongs.
Why It Matters
What Is at Stake
A commercial debt left to age does not just cost you the balance. It costs you momentum.
Cash Flow
Working capital you can use
Payroll
The ability to pay your team
Your Vendors
What you owe down the chain
Growth
The work you cannot take on
How We Handle Commercial Collections
We take the matter off your desk and pursue it the way a business debt needs to be pursued: quickly and with real weight.
We Identify the Debtor
We pin down the right corporate parties and any individuals on the hook, so the claim reaches actual assets.
We Demand With Weight
A law-firm demand tells a stalling business the cost of delay just changed, which moves many accounts on its own.
We Litigate When Needed
If the debtor keeps stalling, we sue. We do not circle endlessly with reminders the debtor has learned to ignore.
We Keep You Operating
You run the business while we run the collection, with clear updates so you always know where things stand.
Common Questions
Commercial & Business Debt, Answered
How is collecting commercial debt different from consumer debt?
Commercial collection involves one business pursuing another, and the rules and tactics differ from consumer collection. Business debtors may operate through multiple entities and hold assets in different names, which calls for a more strategic approach. A law firm can identify the right parties, demand payment with real weight, and sue and enforce, which moves business debtors who ignore softer efforts.
The debtor keeps promising to pay but never does. What should I do?
Repeated promises are often a delay tactic, and the longer they continue, the more the balance ages and the harder it becomes to collect. When your own follow-up has not worked, that is the signal to escalate. A formal demand from a law firm changes the debtor's calculation, because it signals that the next step is court rather than another broken promise.
Will pursuing the debt hurt the business relationship?
That is a fair concern, and it is worth weighing. In practice, a relationship where one side simply will not pay is already strained. A professional, measured demand often resolves the balance while leaving the door open, and a debtor who respects that you pursue what you are owed may treat your invoices more seriously going forward. We can pursue the debt in a way that fits your goals.
Do you handle both single large accounts and multiple smaller ones?
Yes. We pursue a single large commercial balance and portfolios of smaller open accounts alike. The approach scales to the situation. For one significant debt, the focus is depth. For many accounts, it is an efficient, consistent process. We can talk through which fits what you are dealing with.
What if the debtor business has no money?
That is worth testing rather than assuming. A business that claims it cannot pay may have assets, related entities, or individuals who guaranteed the debt. Tools like asset discovery after a judgment can reveal the real picture. Where a debtor truly has nothing recoverable, we will tell you honestly so you do not spend more chasing it than it is worth.
Stop Financing Another Company's Cash Flow. Let's Recover It.
Every month a business debt sits unpaid, it pulls at your vendors, your payroll, and your growth. Reach out and we will take the collection off your plate and pursue the balance with the weight of a law firm.
Talk to us today: 301-627-5844