ANNE ARUNDEL, CALVERT, CHARLES, ST. MARY’S & PRINCE GEORGE’S COUNTIES.
Debt Collection & Recovery in Calvert, St. Mary's & Prince George's Counties
Money You Are Owed Is Money Your Business Needs
An unpaid invoice is not just a number on a spreadsheet. It is payroll, rent, and the work you already delivered. When a customer or client will not pay, we pursue what is yours through the proper legal channels, firmly and efficiently.
You Held Up Your End. Now Get Paid for It.
Chasing a debt on your own eats time you do not have, and a polite reminder rarely moves someone who has already decided not to pay. A demand from a law firm changes the conversation. It tells the other side you are serious and that a court is the next step.
We handle the full process, from the first demand letter through a lawsuit and the collection of a judgment. We move quickly, we follow the law that governs debt collection, and we keep you informed about what each step is likely to recover.
Start Recovering What You Are OwedWhat You Get With Us
- A demand that carries real legal weight
- A clear read on what is realistically collectable
- Lawsuit and judgment work when it is needed
- Collection that follows the law, start to finish
- Straight talk about cost before you commit
What We Collect
The Debts We Help Recover
If someone owes you and will not pay, there is a good chance we can help. Here are the situations we see most.
Unpaid Invoices
You did the work or delivered the goods, and the bill went unpaid. We pursue what your business is owed, from a single large invoice to a stack of overdue accounts.
Breach of Contract Debts
When a signed agreement set the terms and the other side did not pay, the contract is your strongest tool. We use it to pursue the full amount owed.
Promissory Notes & Loans
A loan or note that was never repaid is a clear obligation. We enforce the terms and pursue the balance, interest, and costs the document allows.
Commercial & Business Debt
One business owing another can stall your cash flow for months. We handle commercial collections so you can keep operating while we pursue the balance.
Judgment Enforcement
Winning a judgment is only half the job. We pursue the next step, locating assets and using the legal tools that turn a paper judgment into payment.
Rent & Lease Arrears
Unpaid rent or a tenant who broke the lease and left a balance behind. We help landlords and property owners recover what the lease entitles them to.
How We Recover What You Are Owed
Collection works best as a series of escalating steps. We start with the fastest, cheapest option and move up only as far as the situation demands.
The Demand
A formal demand on law firm letterhead resolves many debts on its own. It signals that the next stop is court, and that often gets a check moving.
Negotiation
Sometimes a structured payment plan recovers more, faster, than a drawn out fight. We negotiate terms that actually get you paid.
The Lawsuit
When the debtor will not engage, we file. A judgment gives you legal authority to collect that a private demand never can.
Enforcement
With a judgment in hand, we pursue garnishment, liens, and asset discovery to convert the ruling into real payment.
What to Expect
From First Call to Payment
1
Free Case Review
Bring us the debt and the paperwork. We give you an honest read on what is owed, what is collectable, and what it will take.
2
Formal Demand
We send a demand that carries legal weight. Many debts are paid at this stage, without the cost of a lawsuit.
3
File If Needed
If the demand is ignored, we file suit and pursue a judgment for the full amount, plus the interest and costs the law allows.
4
Collect the Judgment
We use garnishment, liens, and asset discovery to turn the judgment into money in your account.
Common Questions
Answers Before You Call
Is it worth pursuing my debt legally?
It depends on the size of the debt, the strength of your paperwork, and whether the debtor has assets or income to collect from. We give you an honest read up front so you are not spending good money chasing bad. The first consultation is free.
What does it cost to collect a debt?
It varies with how far the matter has to go. A demand letter that gets paid costs far less than a full lawsuit and enforcement. We explain the likely cost at each stage before you commit, so you can decide what makes sense.
How long does collection take?
Some debts are paid within weeks of a demand letter. Others, especially those that require a lawsuit and enforcement, can take months. We give you a realistic timeline for your specific situation.
Is there a deadline to collect a debt in Maryland?
Yes. Maryland sets a statute of limitations on debt claims, and once it passes, your right to sue can be lost. The clock is already running, so it is worth calling early rather than waiting.
What if I already have a judgment but still have not been paid?
That is common, and we handle it. A judgment is permission to collect, not payment itself. We pursue garnishment, liens, and asset discovery to turn that ruling into actual recovery.
What should I bring to the first meeting?
Any contracts, invoices, notes, emails, or records that show the debt and what was agreed. The more documentation you have, the stronger and faster the case. Bring what you have, even if it is incomplete.
Let's Get You Paid
Bring us the debt and the paperwork. We will give you an honest read on what is collectable and the smartest way to recover it. The first conversation is free.
Available 24/7 for urgent matters: 240-687-0179
The Law Offices of Haskell & Dyer, LLC Practicing Law in Anne Arundel, Calvert, Charles, St. Mary’s, and Prince George’s Counties.
The Law Offices of Haskell & Dyer, LLC Practicing Law in Anne Arundel, Calvert, Charles, St. Mary’s, and Prince George’s Counties.
The Law Offices of Haskell & Dyer, LLC
Fax: 301-627-5848
Follow us:
The information provided on this website, in our blog posts, social media content, videos, or other marketing materials by The Law Offices of Haskell & Dyer, LLC is for general informational purposes only. It does not constitute legal advice or establish an attorney-client relationship. While we strive to provide accurate and current information, legal matters are often complex and fact-specific. You should not act or rely on any information contained herein without seeking professional legal counsel directly from a licensed attorney. Contacting our firm does not create an attorney-client relationship until a formal agreement is signed. For legal advice specific to your situation, please get in touch with our office directly.