Foreclosure is one of the most stressful legal battles a homeowner can face.

I’ve helped many families in Upper Marlboro who felt overwhelmed, blindsided, and unsure of their rights.

The truth is, just because your lender started foreclosure doesn’t mean they followed the law.

Let’s talk about your options—and what you can do if something doesn’t feel right about the foreclosure process you’re facing.

What Is a Foreclosure Dispute?

A foreclosure dispute happens when a homeowner challenges the legality, timing, or fairness of the lender’s actions. You may have a valid case if:

• You didn’t receive proper notice
• The lender didn’t follow Maryland’s foreclosure laws
• There are errors in your loan or payment records
• You suspect predatory lending or unfair terms
• You’re in active negotiations (or loan modification) and the foreclosure still moved forward

I’ve seen lenders rush the process, ignore state law, or fail to give proper warnings.

And when that happens—you have every right to push back.

Common Red Flags in Foreclosure Cases

In Upper Marlboro and across Prince George’s County, I often see:

• Missing or late foreclosure notices
• Servicers who “lost” mortgage payments
• Foreclosures started during active repayment plans
• Loans with abusive interest rates or balloon payments
• Homes auctioned without legal review

These aren’t just mistakes—they can be grounds to stop or reverse a foreclosure.

How Maryland Law Protects You

Maryland has specific rules lenders must follow before foreclosing on your home. These include timelines, documentation, and notice requirements. If they skip a step—or ignore your rights—you may be able to:

• Delay the foreclosure
• Negotiate new terms
• Get the foreclosure dismissed
• File a lawsuit for damages

You don’t have to give up your home without a fight.

What I Do as Your Attorney

When someone comes to me with a foreclosure problem, I don’t just look at the surface—I dig into the loan file, the notice history, and the bank’s actions. My job is to find the flaws in their process and use the law to your advantage.

Sometimes we stop the sale.

Other times we negotiate better terms.

And in some cases, we sue for bad practices.

Don’t Wait Until It’s Too Late

The foreclosure clock moves fast.

If you’ve been served or are getting scary letters in the mail, don’t ignore them.

I’m Matthew J. Dyer, Esq., and I help homeowners in Upper Marlboro fight back against unfair foreclosure actions.

Call me today at 301-627-5844 or contact us online. Let’s see if we can save your home.